pdooma asked:


to these gigantic all powerful insurance companies who raise the rates for everyone? In the old way, you’d work out payment with your doctor, either a payment plan, some sort of barter, or cash. The major medical only covered catastrophic events like accidents and major illnesses.

Of course, major medical would also be illegal under Obamacare, too, so we’re not going back that direction.

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12-25 Never Forget asked:


“…”They told me I was gonna die,” says Bonnewell, who didn’t have insurance.

He estimates he would have had to pay over $100,000 out of his own pocket for the operation he needed, a complicated quintuple bypass. And he says he actually decided not to do it: “I guess I figured I’d rather die with a little bit of money in my pocket than live poor.”

But Bonnewell says his health was deteriorating quickly, when he read about Bumrungrad Hospital: “I was in my doctor’s office one day having some tests done, and there was a copy of Business Week magazine there. And there was an article in Business Week magazine about Bumrungrad Hospital. And I came home and went on the Internet and made an appointment, and away I went to Thailand.”

He made that appointment after he learned that the bypass would cost him about $12,000. He chose his cardiologist, Dr. Chad Wanishawad, after reading on the hospital’s Web site that he used to practice at the National Institutes of Health in Maryland.

“Every doctor that I saw there has practiced in the United States,” says Bonnewell.

But three days after walking into the hospital, he was on the operating table. Two weeks later, he was home.

How does he feel? “Wonderful. I wish I’d found them sooner,” says Bonnewell. “Because I went through a year – I was in bad shape. I couldn’t walk across the room.”…”

http://www.cbsnews.com/stories/2005/04/21/60minutes/main689998.shtml

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Obama – Wimp in the White House asked:


Over the past year, “the profit margin for health insurance companies was a modest 3.4 percent,” Newman points out, quoting data provided by Morningstar, a company that rates mutual funds. Morningstar would have no reason to low-ball the insurance industry’s profits; its readers are looking for highly profitable sectors of the economy where they can invest. But the health plan industry is not one of those sectors: insurers ranks 87th out of 215 industries.

The most profitable industry over the past year has been
- beverages, with a 25.9 percent profit margin,
- healthcare real-estate trusts (firms that are basically the landlords for hospitals and healthcare facilities)
- application-software (think Windows).
- oil and gas industry overall was 10.2 percent, three times the margin in the health insurance industry.
- high-fliers like Google—which had a 20.6 percent margin
- Microsoft, at 24.9 percent.
- Pharmaceutical companies 16.4 percent

Amgen (biotechnology): Profit margin, 30.6 percent
• Gilead Sciences (biotechnology): 37.6 percent
• Celgene Corp. (biotechnology): 11.9 percent
• Johnson & Johnson (drug manufacturer): 20.8 percent
• Pfizer (drug manufacturer): 16.3 percent
• GlaxoSmithKline (drug manufacturer): 17.4 percent
• Unitedhealth Group (healthcare plans): 4.1 percent
• WellPoint (healthcare plans): 4 percent
• Aetna (healthcare plans): 3.9 percent
• MedcoHealth Solutions (healthcare services): 2.1 percent
• Express Scripts (healthcare services): 3.7 percent
• Quest Diagnostics (healthcare services): 8.7 percent
• Medtronic (medical equipment): 14.9 percent
• Baxter International (medical equipment): 17.5 percent
• Covidien (medical equipment): 12.3 percent

http://takingnote.tcf.org/2009/09/who-is-making-the-biggest-profits-from-health-care.html

Melissa – using data from the AFL/CIO is tainted. MorningStar is an organization who monitors and rates investments. I would not believe the AFL/CIO numbers.
DSTR – We are not talking CEO compensation. We are talking overall profit margins. If he made $1 million, would $2 million impact profits all that much?
Hey mental case – I think you named yourself appropriately. I am not Paul Grass regardless of how many times you say it. You sound like Obama making false accusations about insurance industry profits.

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