Lorraine asked:


I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party’s auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn’t they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.

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SCC asked:


Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

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me asked:


I live in Canada and I am planning on an extended holiday in Australia. I have a work visa and expect to stay for at least 2 years. When and how should I get medical insurance and what company is the best? CAA?

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Chris asked:


I want to get good medical insurance so lasik surgery isn’t so expensive as well as good dental because cavitys are way too easy for me to get. Any suggestions?

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rajak01 asked:


What will happen if a person residing in USA without medical insurance met with an accident or other serious illnesses? Will he be treated for free for emergency cases or he will have to go to the prison failing to pay the medical expenses?

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Mei Xiang asked:


My medical insurance has expired and I’ve just decided which one to buy next. How long does an insurance company need to approve an application and get it activated??
I have no medical insurance right now so I’m kinda worry because of the swine flu.

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Mish asked:


My husband and I would like to live six months in the states and six months in Mexico. I have heard that you cannot get medical insurance if you are over 75 (i.e., international insurance). I would appreciate any information that may be out there.

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gaby g asked:


I need to get my parents medical insurance they have never had one. And I was wondering where do I start? What do I look for? Any tips or advice are appreciated!

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greyzone2 asked:


When US insurance companies send patients to Bangkok for treatment!

“United Group Programs, a Boca Raton, Fla.-based company that sells self-insurance policies to small businesses, is already offering a plan that sends patients to Bumrungrad International hospital in Bangkok, Thailand. UGP says the plan will save employers more than 50 percent on major medical costs and slash employees’ out-of-pocket expenses to zero. ”

http://www.cbsnews.com/stories/2006/11/04/health/main2153345.shtml

I have heard it on NPR today and could not believe it!
hey jake you probably live in the state which requires auto insurance. Do you choose it or is it mandated to you? Do not you think the can be a similar approach in healthcare?

It is not all black and white as you think!
hey J D . Facts have a liberal bias, do not you know? I trust NPR over FOX and facts are facts…

Now let me get it straight ! You are saying insurance companies are steering customers to inferior health service? Wow!

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